January 29, 2012
The Payment Card Industry Data Security Standard or PCI DSS was implemented by the major credit card companies Discover, MasterCard, Visa, AMEX, and JCB International to help organizations that process card payments curtail the threat of a security breach. Any company processing, storing, or transmitting payment card data must now comply with the Payment Card Industry Data Security Standards (PCI DSS). Merchants found not to be compliant could possibly lose their capacity to process credit card payments and will probably be fined by their attaining bank/processor. The requirements are designed to assist business and organizations in preventing credit card fraud, hacking, and other security threats.
Because you have a legal responsibility to safeguard cardholder data at your company, you must authenticate your compliance on a habitual basis to demonstrate that your security measures are successful. All merchants are required to comply with the PCI Data Security Standard. For enterprises in service in such areas as retail, healthcare, and financial services, PCI compliance has become an expensive and long-lasting task. Detailed PCI audits can cost hundreds of thousands of dollars to carry out and many are unsuccessful in their first effort to attain certification. Also, resource limited IT organizations can find it complicated to put into practice the numerous security standards mandated by PCI DSS. One of the best solutions to become PCI compliant is to get PCI Managed Hosting.
The PCI Managed Host you select should partner with the best company to provide Approved PCI Scanning Vendor (ASV) services. The scanning service includes an assessment of the code on your website and detecting risks. You also must create an infrastructure that complies with PCI regulations. For instance, you must have a proper configured Firewall, Intrusion Detection System (IDS), and if your site is available to the public you must separate the credit card information from the public information via a De-Militarized Zone (DMZ). A good PCI managed host will use Microsoft Internet Security and Acceleration (ISA) for Windows systems and Cisco Adaptive Security Appliances (ASA) for Linux-based systems. As well, PCI Compliant Certification provides businesses with a jump on their compliance programs.
A reputable and qualified PCI Managed Host company offers the most wide-ranging PCI compliance solutions. The PCI DSS standard focuses on twelve major compliance areas that includes – security management, network architecture, policies, software design, procedures, etc, of which ten areas are entitled to be dealt with by a PCI Managed Host. An all-inclusive PCI compliance program will coalesce the services, hardware, and software, to address all ten of the service provider qualified compliance areas. A PCI managed host PCI compliance solutions attend to the complete PCI lifecycle process. For instance, it is valuable to obtain a service that puts forward a turn-key PCI start-up package that includes database layer DMZ, intrusion detection services, virus scanning, fully dedicated redundant architecture, PCI compliant networking equipment, and authentication services.
A worthwhile and qualified PCI Managed Host will provide PCI ongoing maintenance that includes: system level vulnerability testing, log review and management, intrusion detection, system level vulnerability testing, and change management. PCI managed hosting offers effective PCI compliance solutions that will help your business meet all compliance standards.